IDFC FIRST Bank: MobileBanking

Features IDFC FIRST Bank: MobileBanking

Welcome to IDFC FIRST Bank’s Mobile Banking App.
Enjoy a fast and seamless online banking experience, with integrated banking services and exciting features.Experience the joy of* One-Swipe Banking: Swipe to view your account balances and manage credit card/debit card details, deposits, investments, etc.* Seamless Payments & Transfers: Make secure payments, UPI transfers, and bill payments instantly.
* Zero Fee Banking: Enjoy over 28 commonly used Savings Account services free of cost, including money transfers, cheque re-issuance, debit card issuance, ATM withdrawals, etc.* Building Wealth: One screen to view your investment portfolio.
Get curated investment recommendations based on your risk profile.* Being in Control: Track, analyse and manage your expenses across categories* Investing for your Life Goals: Choose your investment goals – be it a wedding, children’s education, or retirement.
Also, create goals with curated recommendations.* Personalized Offers: Get exciting offers you can use across dining, lifestyle, travel and more.
Find what you are looking for with our suggestive in-app features.* Affordable Instant Loans: Avail pre-approved loan offers at attractive interest rates and flexible tenures.Secure Fund Transfers & Payments⭐ Free fund transfers to any bank account without adding beneficiary⭐ Easy bill payment and recharge – mobile recharge, DTH and utility bills⭐ No charges on cash withdrawals & deposits or international ATM & POS transactions ⭐ 3-click digital payments of utility and credit card bills⭐ Zero fee on money transfer (मनी ट्रांसफर) to bank accounts through IMPS, NEFT, or RTGS UPI Payments App:⭐ Transfer funds, pay your credit card bills, invest in mutual funds, pay personal loan EMIs, buy and recharge FASTag using UPI, thanks to our partnership with NPCI.
It’s 100% online!⭐ Link your bank (बैंक) accounts and view your savings account (बचत खाता) balances and statementsOther Banking Services:⭐ Apply for debit card & cheque book via app completely free of charge⭐ Use smart filters to view transactions⭐ Manage credit card payments, download statements, and redeem credit card (क्रेडिट कार्ड) rewards⭐ Quick purchase and recharge of FASTag⭐ Zero fee on DD & Pay order issuance & 3rd party withdrawals⭐ No ECS return fee & decline fee at ATMs for low funds ⭐ Get personalised offers across loans⭐ Contact us via Chat, Video Call and Call CentreSteps to download and use our App:
☛ Download the banking app
☛ Log in via user ID and password or mobile number and MPIN
☛ Subsequent log-ins can be done via Face ID or fingerprint scanner (biometric)
☛ SIM Binding feature for secure banking (बैंकिंग) Steps to open a digital banking account (बैंक खाता):
☛ Download and install our banking app
☛ Click on ‘Open savings account’ (सेविंग्स अकाउंट) on main pageOR
☛ Click on Login and on the login page’s top right corner, click on three dots
☛ Click on ‘Open savings account’Investment, Mutual Funds & IPOs App:Explore online investment services:
✓ Invest in Mutual Funds online with Instant SIP
✓ Invest in equity, debt, large-cap and multi-cap
✓ Save tax with ELSS mutual funds
✓ Invest in Unit Linked Insurance Plans(ULIP) and Online Sovereign Gold BondsInsurance App:Buy health, bike & car insurance through our appPersonal Loan Features:Loan amount: ₹20,000 to ₹40 lakhsPersonal Loan Tenure: 6 to 60 monthsAnnual Percentage Rate: 11% to 28%Representative Example:Loan amount: ₹1,00,000Loan Tenure: 12 monthsInterest Rate (reducing): 20%EMI Amount: ₹9,264Total Interest Payable: ₹11,168Processing Fee (incl GST): ₹3,499Disbursed Loan Amount: ₹96,501Total Amount Payable: ₹1,11,168Total cost of Loan (Interest + Processing Fee): ₹14,667Disclosure:By downloading the IDFC FIRST Bank Mobile App, you agree to our Terms & Conditions, as well as IDFC FIRST Bank’s privacy policy.
To go through the T&Cs, please visit https://www.idfcfirstbank.com/terms-and-conditions